Product
Specifications
Everything you need to know about Carpe Cyber's cyber risk assessment platform — from data signals to scoring methodology to integration architecture.
Cyber Risk Intelligence, Instant
Carpe Cyber is a real-time cyber risk assessment platform built for insurance underwriters. Powered by Carpe Data's Minerva identity resolution engine, it scans any US business in under 30 seconds — analyzing SSL certificates, email authentication, breach history, technology stack, and more to produce an underwriter-ready risk score.
Full risk assessment in seconds, not days
Comprehensive signal coverage across 8 categories
Live checks — DNS, SSL, HIBP queried on every scan
27+ Signals, 8 Categories
Every scan checks a comprehensive set of externally observable signals — no agents, no questionnaires, no access required.
Certificate Validity
Protocol Version
HTTPS Enforcement
DNSSEC
MX Records
Open Resolvers
SPF
DKIM
DMARC
DMARC Policy
Historical Breaches
Credential Exposure
Paste Exposure
Dark Web Mentions
Breach Classification
CMS Detection
WAF Presence
CDN Usage
Outdated Software
Minerva Match
NAICS Classification
Employee Count
Business Age
Web Presence Score
Social Media Exposure
Attack Surface Size
Framework Detection
Showing 27 of 27 signals
Scoring Methodology
Our composite risk score ranges from 0–100, calculated from weighted signal categories and calibrated against real-world underwriting outcomes.
Strong security posture across all categories
Some gaps present, generally acceptable
Significant concerns requiring review
Major vulnerabilities identified
Scoring Weight Distribution
Score Calibration Examples
Modern stack, active security team, DMARC enforced
Basic SSL, some email auth, possible legacy systems
Minimal digital presence, limited observable signals
Underwriter Recommendations
Every scan produces an actionable recommendation aligned with standard underwriting workflows.
Report Formats
Every assessment produces multiple output formats, designed for different stages of the underwriting workflow.
Interactive Web Report
Full drill-down with tooltips, glossary, and signal-level detail. Responsive across all devices.
PDF Export
Print-ready report with Carpe branding, optimized for attachment to policy files.
Shareable Links
Permanent URLs for any report — share with colleagues or attach to submissions.
API Response
Structured JSON output for direct integration into carrier rating and policy admin systems.
Compliance & Industry Coverage
Automatic detection of applicable compliance frameworks based on industry classification and business profile.
Supported Compliance Frameworks
Industry Verticals
Integration Architecture
A streamlined pipeline from business search to underwriter-ready report — no carrier IT integration required.
Standalone or Add-On
Deploy as a standalone product or as a Minerva add-on module — flexible for any carrier workflow.
API-First Architecture
Every capability accessible via API. Build custom integrations or use our web interface.
Zero IT Overhead
No carrier IT integration required for initial deployment. SaaS-delivered, instant access.
Technical Specifications
The nuts and bolts of the platform.
| Specification | Detail |
|---|---|
| Scan Time | <30 seconds typical |
| Data Freshness | Real-time (DNS, SSL, HIBP checked live) |
| Identity Resolution | Minerva API with Google Places autocomplete |
| AI Engine | GPT-powered threat assessment and tech detection |
| Breach Database | HIBP v3 (14B+ breached records) |
| DKIM Selectors | 6 common selectors checked in parallel |
| Supported Entities | Any US business with a web presence |
| Score Range | 0–100 composite |
| Report Persistence | Permanent shareable URLs (Supabase) |
| Export | PDF, Print, Share Link |
| Stack | Next.js 15, TypeScript, Tailwind CSS 4, Vercel |
| Uptime | 99.9% (Vercel edge network) |
See It in Action
Run a real-time cyber risk assessment on any US business — in under 30 seconds.